By KINGSLEY CHRISTOPHER
Underwriting firm, Linkage Assurance Plc says it’s committed to helping small and medium enterprises survive business challenges and grow into the future.
The company through one of its newest products ‘SMEComprehensive Insurance Plan’ provides financial protection to small and medium sized businesses against an array of insurable risks in order to ensure their business continuity.
“Linkage Assurance PLC’s SME comprehensive Insurance allows business owners to run their companies without having to worry about unexpected events that can slow them down or bring them to a complete halt”, the Company said in a statement.
“Whether it is water damage from leaking pipes, money lost in transit theft, or a fire at a warehouse, these are liabilities that cannot always be anticipated. Linkage Assurance PLC provides you the confidence you need to keep moving with the knowledge that your assets are covered from loss and other legal liabilities. The Plan is available with 5 different optional sections and flexible enough to cater for the insurance needs of SMEs across diverse sectors of the market.”
According to the Managing Director/CEO of the Company, Dr Pius Apere, Linkage Assurance understands that Nigerian SME businesses operate in a tough, rough and often fast changing harsh economic environment.
“SME businesses are still held to the same standards of corporate governance, employee welfare and liability as the larger companies and they often have to manage their risks with fewer resources and less time to spare on distresses other than those relating to day to day business.”
DrApere said SMEs therefore require an affordable, well packaged insurance policy which will protect their assets, liabilities and employees from the risks associated with operating a business.
Linkage Assurance PLCSME Comprehensive plan covers a wide spectrum of SME customers from a small single office premises for self-employed business owners to a multi-dimensional retail companies with a material damage/business interruption exposure spread across multiple locations.
The cover is for hotels, hospitals, water bottlers, publishers/printers, drycleaners, haulage, furniture, logistics and cottage manufacturers, etc.
Features of the plan the Company listed includes damage to buildings as a result of fire; theft of contents, with the following options to cover; occupier’s liability; personal accident for employees; professional indemnity and motor (including own goods)